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About us

We have a strong branch management team that is very conversant with the diverse product range within our branches. Our branch managers are also well trained in effective customer care and will take you through our products with ease and courtesy.

Our management is well grounded on the HP processes and are able to provide instant assistance to the customers’ diverse needs. Visit us today and experience our customer service excellence

Kenya Credit Traders Limited (KCT) has a management team with a combined experience of over 37 years in hire purchase business in Kenya. The collective expertise is spread through finance, supply chain management, operations, sales, marketing and human resource.

The strong management team has steered KCT over the years making it the biggest customer oriented HP business in Kenya and the region.
The structure of the company is flat making it easy to communicate and make rapid decisions to the benefit of our esteemed customers.
There exists a strong linkage between the head office and all our branches guaranteeing constant and free communication within KCT network. The free flow of information enables KCT to be in touch with our customers throughout the country at any time of the day.


  • Kenya Credit Traders Limited was incorporated and registered on 16th January 1985. The objective was to set up and operate shops in all major towns of the country. Through these shops the Company planned to sell durable household goods on easy hire purchase terms.
  • The target market was mid and low level employees and self employed people with regular income.
  • First six shops were opened on 1st April 1985. These were KCT 01 – Nairobi, 02 – Nyeri, 03 – Thika, 04 – Meru, 05 – Bungoma and 06 – Kakamega. Business grew very fast and as a result the number of shops grew to 60 by 2005.
  • In addition to durable household goods the Company now stocks solar products, water pumps, generators and light industrial products.
  • As a logical route of growth, KCT is now in the process of setting up a hire purchase financing arm. This will provide small and medium size loans to customers for purchase of items like vehicles and equipment for small industries.