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  • Kenya Credit Traders Limited was incorporated and registered on 16th January 1985. The objective was to set up and operate shops in all major towns of the country. Through these shops the Company planned to sell durable household goods on easy hire purchase terms.
  • The target market was mid and low level employees and self employed people with regular income.
  • First six shops were opened on 1st April 1985. These were KCT 01 – Nairobi, 02 – Nyeri, 03 – Thika, 04 – Meru, 05 – Bungoma and 06 – Kakamega. Business grew very fast and as a result the number of shops grew to 60 by 2005.
  • In addition to durable household goods the Company now stocks solar products, water pumps, generators and light industrial products.
  • As a logical route of growth, KCT is now in the process of setting up a hire purchase financing arm. This will provide small and medium size loans to customers for purchase of items like vehicles and equipment for small industries.