Mobile: 0722206073 & 0733615842 | Tell: 020-2661778 & 020-2679767 | Email: info@kct.co.ke

A water dispenser is becoming an almost indispensable appliance in your home or office. The many benefits that come with these appliances make them a worthy investment for any individual or business. Your employees or family will stay hydrated at all times regardless of the weather. You are presented with many choices when in the market for one. However, here are useful ideas to guide you and ensure you get value for your money.

Considerations when purchasing water dispensers

Features of the water dispensers

Before investing in any water dispenser, there is a need to understand its features. If you are in hot areas around the country, you might need to invest in a cold-water dispenser. In the case of shoppers in cold areas, a hot water dispenser will be the ideal choice. However, there is a better choice in the form of hot and cold water dispensers. Depending on your needs, ensure that the appliance you invest in serves the required purpose.

Brand

There is a variety of brands for one to choose from when in the market. However, different brands will offer different experiences when you choose them. The brands also come at varying prices. One should ensure that a brand that they pick will serve their intentions. Check online reviews to understand the pros and cons of each brand. One of the best brands to purchase in Kenya is Ramtons. They have different models at a variety of prices.

Price and payment options

One will always have a budget when in the market for a water dispenser. The total cost of the dispenser mainly depends on its features. The models dispensing both cold and hot water will cost more than an ordinary water dispenser. One of the best reasons to choose Kenya Credit Traders Limited is that we allow you to purchase on hire purchase terms. This means you can split the cost over a duration of time and allows you to acquire the dispenser before paying its full cost.

You can find the latest deals and offers on our Facebook page Kenya Credit Traders.

 

Introduction

You will not be short of options when out to find the right household furniture pieces for your home. Your home is without doubt your most valuable asset. Home is where you relax after a long day’s work. It is where family magic happens. It is thus vital to make it comfortable at all times. Investing in quality appliances, furniture, and even kitchen utensils are some of the ways to make your house a dream home.

From the local furniture shops to high-end retailers in major cities, one will always have choices. Here are some essential tips to guide you and make sure you only make the correct decisions.

  • Choose The Right Dealer

Finding the right dealer is the first step toward finding quality furniture for your home. You can only have a guarantee for top-notch services if you identify a reliable dealer. If you choose online traders such as Kenya Credit Traders, check reviews and testimonials on their website written by other customers. When other customers are content with the services offered, you are also likely to be satisfied by the services rendered.

  • Find Household Furniture Online

In modern times, online shopping is the way to go. You can save yourself a lot of hassle by visiting online stores. You will also save your money and time by choosing Kenya Credit Traders to deliver furniture for your home. When you purchase furniture online, you do not need to visit the store in person. You can view furniture pieces that are available online before placing your order. Whether you need a 4-seater Mahogany dining set, a 6-seater dining set, or a 6×6 mahogany bed, you only need to visit our store, place an order, and expect the delivery to a branch near you.

  • Buy Furniture On Hire Purchase

You might be on the market for furniture pieces to furnish your recently constructed home. One might also be looking for furniture after relocating to a more spacious house. This means that you might be low on cash. Hire purchase dealers allow you to acquire quality furniture for only a fraction of the total cost. You can clear the balance through monthly installments while using the furniture in your home.

Visit our site to view available furniture pieces.

 

 

Are you in the market looking for the latest home electronics? You will never be short of options. Keep reading and learn some tricks to help you get quality the best deals on electronics in Kenya.

Your home is without doubt your most valuable asset. It is where we retire after all the hassles that come with our day-to-day activities. One thus needs to invest in making the home more comfortable. You can achieve this goal when you purchase the latest home electronics.

  • Consider finding electronics online

There is a shift from in-person shopping to online shopping in recent times. This can be attributed to many benefits that come with finding electronics at an online store such as Kenya Credit Traders Limited. One such benefit is that you can save time. You do not need to move from one electronics store to the other looking for the best home electronics to buy.

You only need to use your phone or laptop to place an order at our online store. The product you select from our store will be delivered to a branch near you. You can easily compare different products to identify the ideal one for your home. If you are looking for the best subwoofers, you will have a variety of options at our online store to choose from.

  • Focus on determining the best electronics dealer

The fear of falling to scammers is one of the reasons why some people are yet to embrace online shopping. It is vital to choose a trustworthy dealer since this is the first step a buyer takes toward finding quality home electronics. Check reviews, comments, and ratings on the dealer’s website before placing an order.

  • Choose the best deal

When buying electronics, do not only focus on savings. At times, cheap items are substandard. One should thus focus on getting value for your money. By choosing Kenya Credit Traders, you can enjoy hire purchase terms for any home electronics you need. This allows you to pay a deposit and collect your item. You can clear the balance in monthly installments.

Visit our store and find the best deals on home electronics.

Introduction

When you want to purchase something for your home but you do not have all the cash at hand, then it is worth considering a higher purchase mode of payment. Hire purchase is a great way to get the asset that you want even when you do not have all the required money.

How does hire purchase work?

When you opt for a hire purchase to buy assets such as appliances, electronics, or furniture for your home, you will only be required to pay a deposit. This is usually a fraction of the total price of the asset you intend to purchase. According to the agreement between you and the seller, you will be required to pay the balance within the set duration. In the case of personal assets, the installments are spread out over several months. This helps you to spread out payment. After paying the deposit, the asset you need will be delivered to your home. However, its ownership will be transferred to you when you pay all the installments.

Advantages of hire purchase

Spread out the purchase cost: The number one reason to choose hire purchase is that you will spread out the cost of buying the assets that you require. You do not have to pay one big lump sum for the smart TV, furniture, or kitchen appliances. This is convenient especially if you are paid monthly as you can easily plan for the payment.

Get the item once you sign the agreement: In a case where one wants to purchase items on cash terms, they might need to save several months before ever acquiring the asset. On the other hand, when you choose to hire purchase, after paying the deposit and signing the agreement, you will have the right to use your asset. You do not have to wait until you have saved enough.

Get full ownership after the last installment: In the case of lease agreements, one only pays installments, but they never get the ownership of the asset. On the other hand, a hire purchase functions like a rent-to-own agreement. You will be using your smartphone, subwoofer, or even kitchen cooking gas while paying the installment. After the last installment, you will have the ownership transferred from the seller. This is a better alternative to leasing items.

 

 

What is hire purchase?

Introduction

Hire purchase is one of the payments methods available in the modern Kenyan market. If you are looking to purchase appliances, furniture, electronics, and other expensive assets for your home, the price might be a bit high. This means that one might be unable to purchase such products and pay all the required cash at once. Hire purchase allows you to pay a fraction of the total amount initially, known as a deposit or down payment. You will pay the remaining balance within a set duration, and in various installments. The deposit is paid initially when the product you require is delivered.

How Does A Hire Purchase Agreement Contract/Agreement Work?

If you opt to purchase a certain asset for your home using a hire purchase agreement, you will be required to pay the deposit but not the whole price. After paying your deposit, you will have the right to use the asset. However, the ownership of the asset remains with the seller. After one pays the down payment, one will need to pay the set installments with interest. The terms and conditions relating to the period of repayment are decided before one signs the agreement. The ownership of the appliance, furniture, or electronics will only be transferred when one completes paying the installments. This means that the asset can be repossessed by the seller if the buyer fails to pay the installments.

Types Of Hire Purchase

Hire purchase is usually divided into two categories

  • Industrial hire purchase: In this case, the assets are purchased by a company or a business. This usually involves purchasing high-end machinery.
  • Consumer high purchase: Kenya Credit Traders Limited specializes in this type of high purchase. It usually involves a consumer purchasing personal assets to furnish their home. Whether you need furniture, electronics, kitchen appliances, or other essential assets, this is the ideal payment method.

Visit our site to view products available on hire purchase terms.

 

X