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When you require one, two, or more cups of coffee to get going in the morning, there is a need to invest in the right machine for the job. A coffee maker makes the work of preparing coffee easier, saving your time every morning. However, with the many models and brands available on the market, finding the right one to invest in might be a daunting task for any person.

Areas of concern when picking a coffee maker

There is a lot one needs to consider before choosing a given coffee maker. However, here are the primary aspects to focus on.

1.      Functionality

The features that come with the appliance are part of the key aspects to focus on. Some of the modern coffee-making machines are programmable. This means that you can have your coffee ready every day when you wake up. The less automated coffee makers might not offer this level of convenience. However, one should be able to operate them with a push of a few buttons. In the case of manual machines, they will require your full attention if you want to obtain the perfect coffee.

2.      Size

While the size of the coffee maker doesn’t necessarily determine the amount of coffee that it can brew, it is still part of the essential considerations. Before investing in one, there is a need to determine whether you have sufficient space for the appliance in your kitchen.

3.      Extra features

One needs to select the coffee-making machines depending on how they like or take their coffee. If you will need to make coffee for just yourself, a single-serve machine will be your ideal choice. In a case of a big family, there is a need to find larger models that can brew 10 to 12 cups. If you will be taking more than one cup, it is advisable to find models with insulated mugs or carafes to keep your coffee hot and fresh-tasting for hours.

4.      Pricing

Cost is without doubt part of vital the considerations before purchasing any coffee-making machine. Ensure that you get value for your money before purchasing one. The best dealers such as Kenya Credit Traders sell the coffee makers on hire purchase terms.

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Every homeowner who has invested in home appliances will be keen to protect them from damage. A fridge protector is an essential addition if you recently invested in a fridge. When you consider the worth of your fridge, TV, microwave, or washer, you will be eager to find a guard to protect them from electrical surges.

Considerations when out to purchase a fridge guard

You will not lack options when looking for the best fridge protectors to purchase. However, every homeowner wants to get value for their money, and here are some crucial considerations.

1.      Wattage

The primary purpose of the fridge protector is to protect your refrigerator from a power surge or instances of low voltage. It is thus essential to find a fridge guard that can handle heavy power loads. Checking the wattage rating of the guard is the best way to learn if it can handle the power requirements of your refrigerator. The higher the wattage rating of a given guard the better protection it offers to your fridge due to better power output.

2.      Delay timer

Most surge protectors in modern times come with a delay timer function which is very essential. The primary purpose of the delay timer is to ensure that your fridge doesn’t start up right away after an electric surge. This function is useful, especially in the case of multiple electrical surges. The best fridge guards come with at least a half a minute delay.

3.      Warranty

While the basic reason you are purchasing a fridge protector is to protect your fridge from a power surge, it should also be reliable and durable. The best fridge guard should be able to withstand electrical surges. The best brands usually offer a warranty for surge protectors.

Visit Kenya Credit traders to find fridge guards at a fair price. You can also follow us on Facebook, Kenya Credit Traders, for updates on offers and new products.

One of the essential appliances we need in a modern kitchen is a refrigerator. A 90L double door fridge is a perfect addition to any kitchen, considering that it helps keep perishable products fresh.

You will always have choices when in the market for a new refrigerator. Having so many choices make the task of selecting the ideal one for your home a huge task. Keep reading to find useful tips to guide you when out to add a fridge to your kitchen.

Consideration When Purchasing A 90L Double Door Fridge in Kenya

1.      The cost

You will always have a budget to guide you when buying a new fridge for your home. Every homeowner aims at saving cash before they purchase any product. In the case of a double door fridge, looking for only cheap products might mean that you compromise the quality. However, this doesn’t mean that you overpay. Always focus on getting value for your money.

2.      Payment methods

Apart from the buying cost, one also needs to check available payment methods. In modern times, more people choose dealers such as Kenya Credit Traders Limited that allow you to acquire products on Hire purchase terms. This allows you to acquire a fridge at a fraction of the total cost. You have the chance to utilize the fridge even before you acquire its full ownership.

3.      Features

One should never ignore the basic and essential features when out to purchase a fridge. Some features such as an ice maker might seem convenient, but they will mean that you pay more for the fridge. The features also determine the efficiency of the fridge. Some fridges come with separate compartments for storing different types of foods.

4.      Size

One needs to determine the size of a fridge that will suit their home before investing in one. The size of the fridges is usually listed in liters. This Ramtons 90L double door fridge will be ideal for a small family. Larger families will opt for a fridge with higher capacity, and its price is also higher when compared to the small ones.

 

Check double door fridges and other kitchen appliances on our website. Also, follow us on our Facebook Page Kenya Credit Traders for the latest offers and deals.

 

 

Microwave ovens are a welcome addition to any kitchen due to the convenience that they offer. There are plenty of benefits that they offer. These appliances allow you to quickly heat or reheat your food. They come with a design that utilizes radio waves to evenly heat your food and are environmentally friendly since they do have any harmful emissions as is the case with conventional ovens. Modern microwaves are also easy to install and use.

Top tips to help you find the best microwave oven to purchase

You will always have options when looking to purchase a microwave. However, different models offer different experiences when purchased. Here are considerations to ensure that you only purchase the right model for your home.

1.      Size

There is a need to determine the amount of space available in your kitchen before investing in a microwave. At Kenya Credit Traders Limited, we have a range of countertop microwaves. These models will almost fit in any kitchen, considering that they offer flexibility. To determine the right size to invest in, you need to identify the type of food you typically cook in a microwave. Our 20L Microwave ovens are the most popular for shoppers as they can serve a family of up to four members comfortably.

2.      Wattage

Wattage determines the rate at which the microwaves cook your food. Microwave ovens that have high wattage are likely to cook food faster and also more evenly. Microwaves with wattage between 700 and 1000 watts are the ideal option as they cook your food well and are also reliable.

3.      Brand

Before you invest in any oven, you will need to ensure that it is reliable. Checking reviews online is the ideal way to determine whether a given brand you intend to invest in is reliable. Ramtons brand is one of the trusted brands in Kenya due to its reliability and longevity.

4.      Cost and payment options

You will always have a budget when in the market for a microwave. Cheap microwave ovens might compromise quality, but this doesn’t mean that you overpay to purchase one. Always ensure that you get value for your money.

Kenya Credit Traders Limited is the best shop for kitchen appliances. We offer hire purchase payment terms and this allows you to own a Microwave at just a fraction of the total cost.

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Hire Purchase Vs Lease – Which One Is Right for You?

Leasing and hire purchase are some of the asset financing options available in the modern market. Most of the items we aspire to own in modern times can be expensive. From smartphones, kitchenware, electronics, and even solar products, we might not have enough money to make cash payments.

When you choose to hire purchase, you immediately gain possession of the asset after making the down payment. You will have the chance to utilize the item before making full payment. This is one of the major benefits of hire purchase.

Leasing, on the other hand, is a contractual agreement where you pay the lessor to use their asset. The payments are made within a given period of time. Here we explore the major differences between the two financing options.

The decision on the financing option to take depends mostly on the value of a given asset. Lease agreements are ideal for costly assets such as machinery, land, and property. Lease agreements are usually between two businesses. Hire purchase is ideal for less costly items such as household furniture, and electronics.

Differences between leasing and hire purchase

Ownership

When you purchase furniture, TVs, kitchen appliances, or any other assets on hire purchase terms, you acquire possession immediately you make the down payment. One is also required to make monthly payments to fully acquire ownership of the items. On the other hand, at no point does one becomes the owner of the asset in a lease agreement unless it is a rent-to-own agreement. One will have to buy the asset before the expiry of the lease.

Upfront payments

When you buy items on hire purchase, you require paying a fraction of the total cost as the down payment. This is called the principal amount. One needs to clear the total cost by paying monthly installments. On the contrary, one doesn’t require a down payment when it comes to leasing.

Duration

The value of a given asset is one of the primary considerations when choosing between hire purchase and lease.

Lease agreements usually cover enormous assets such as vehicles, machinery, property, and land. They thus need a longer duration. Hire purchase agreements are the ideal choice for household or personal items such as smartphones, TV sets, household furniture, etc. Payments are thus made within a shorter duration when compared to lease agreements.

 

Hire purchase as a financing option

Hire purchase plans have become a common financing option in our modern times. Businesses, as well as individuals, prefer using hire purchase to buy new assets. The many benefits of hire purchase are the primary reason to utilize this financing option.

Areas of interest when signing a hire purchase plan

Regardless of the items, one wants to purchase, there is a need to ensure that you get the best hire purchase agreement. Here are some areas of concern before signing a given plan.

The asset you need to purchase

The quality, quantity, and condition of the assets you intend to purchase are part of the basic considerations. One should not purchase items on hire purchase just for the sake of it. It is always desirable that you buy items that you need. If you have a new home, purchase furniture, electronic gadgets, and kitchen appliances that you require. At Kenya Credit Traders Limited, there are a lot of items that we need in our homes, available on hire purchase terms. All our products come in perfect shape as we offer the best quality available on the market.

Ability to pay off the cost of the items

At times, hire purchase can be tempting to any person. The installments payment can tempt you to purchase items beyond your reach only to get difficulties when out to complete the payments. One needs to assess their income and frequency and ensure that it is possible to pay the installments when they are due. When one is unable to clear the payment, the seller has the right to repossess the assets, and you will lose payments you have already made.

The total cost of the assets

When buying household items on hire purchase, one is required to make a down payment before delivery is done. Afterward, you are required to make monthly installments as specified in your plan. The total cost includes the deposit and the installments. Since you are paying in installments, the seller also adds some interest. Before signing any hire purchase plan, ensure that you are getting value for your money.

Delivery and ownership transfer

The best hire purchase plans specify how delivery is done. Kenya Credit Traders Limited delivers all the items to the branch near you. The date to transfer the ownership also ought to be specified in the plan, as long as you have met all the set conditions.

Visit our online store to find all assets available on hire purchase terms.

A water dispenser is becoming an almost indispensable appliance in your home or office. The many benefits that come with these appliances make them a worthy investment for any individual or business. Your employees or family will stay hydrated at all times regardless of the weather. You are presented with many choices when in the market for one. However, here are useful ideas to guide you and ensure you get value for your money.

Considerations when purchasing water dispensers

Features of the water dispensers

Before investing in any water dispenser, there is a need to understand its features. If you are in hot areas around the country, you might need to invest in a cold-water dispenser. In the case of shoppers in cold areas, a hot water dispenser will be the ideal choice. However, there is a better choice in the form of hot and cold water dispensers. Depending on your needs, ensure that the appliance you invest in serves the required purpose.

Brand

There is a variety of brands for one to choose from when in the market. However, different brands will offer different experiences when you choose them. The brands also come at varying prices. One should ensure that a brand that they pick will serve their intentions. Check online reviews to understand the pros and cons of each brand. One of the best brands to purchase in Kenya is Ramtons. They have different models at a variety of prices.

Price and payment options

One will always have a budget when in the market for a water dispenser. The total cost of the dispenser mainly depends on its features. The models dispensing both cold and hot water will cost more than an ordinary water dispenser. One of the best reasons to choose Kenya Credit Traders Limited is that we allow you to purchase on hire purchase terms. This means you can split the cost over a duration of time and allows you to acquire the dispenser before paying its full cost.

You can find the latest deals and offers on our Facebook page Kenya Credit Traders.

 

Introduction

You will not be short of options when out to find the right household furniture pieces for your home. Your home is without doubt your most valuable asset. Home is where you relax after a long day’s work. It is where family magic happens. It is thus vital to make it comfortable at all times. Investing in quality appliances, furniture, and even kitchen utensils are some of the ways to make your house a dream home.

From the local furniture shops to high-end retailers in major cities, one will always have choices. Here are some essential tips to guide you and make sure you only make the correct decisions.

  • Choose The Right Dealer

Finding the right dealer is the first step toward finding quality furniture for your home. You can only have a guarantee for top-notch services if you identify a reliable dealer. If you choose online traders such as Kenya Credit Traders, check reviews and testimonials on their website written by other customers. When other customers are content with the services offered, you are also likely to be satisfied by the services rendered.

  • Find Household Furniture Online

In modern times, online shopping is the way to go. You can save yourself a lot of hassle by visiting online stores. You will also save your money and time by choosing Kenya Credit Traders to deliver furniture for your home. When you purchase furniture online, you do not need to visit the store in person. You can view furniture pieces that are available online before placing your order. Whether you need a 4-seater Mahogany dining set, a 6-seater dining set, or a 6×6 mahogany bed, you only need to visit our store, place an order, and expect the delivery to a branch near you.

  • Buy Furniture On Hire Purchase

You might be on the market for furniture pieces to furnish your recently constructed home. One might also be looking for furniture after relocating to a more spacious house. This means that you might be low on cash. Hire purchase dealers allow you to acquire quality furniture for only a fraction of the total cost. You can clear the balance through monthly installments while using the furniture in your home.

Visit our site to view available furniture pieces.

 

 

Are you in the market looking for the latest home electronics? You will never be short of options. Keep reading and learn some tricks to help you get quality the best deals on electronics in Kenya.

Your home is without doubt your most valuable asset. It is where we retire after all the hassles that come with our day-to-day activities. One thus needs to invest in making the home more comfortable. You can achieve this goal when you purchase the latest home electronics.

  • Consider finding electronics online

There is a shift from in-person shopping to online shopping in recent times. This can be attributed to many benefits that come with finding electronics at an online store such as Kenya Credit Traders Limited. One such benefit is that you can save time. You do not need to move from one electronics store to the other looking for the best home electronics to buy.

You only need to use your phone or laptop to place an order at our online store. The product you select from our store will be delivered to a branch near you. You can easily compare different products to identify the ideal one for your home. If you are looking for the best subwoofers, you will have a variety of options at our online store to choose from.

  • Focus on determining the best electronics dealer

The fear of falling to scammers is one of the reasons why some people are yet to embrace online shopping. It is vital to choose a trustworthy dealer since this is the first step a buyer takes toward finding quality home electronics. Check reviews, comments, and ratings on the dealer’s website before placing an order.

  • Choose the best deal

When buying electronics, do not only focus on savings. At times, cheap items are substandard. One should thus focus on getting value for your money. By choosing Kenya Credit Traders, you can enjoy hire purchase terms for any home electronics you need. This allows you to pay a deposit and collect your item. You can clear the balance in monthly installments.

Visit our store and find the best deals on home electronics.

What is hire purchase?

Introduction

Hire purchase is one of the payments methods available in the modern Kenyan market. If you are looking to purchase appliances, furniture, electronics, and other expensive assets for your home, the price might be a bit high. This means that one might be unable to purchase such products and pay all the required cash at once. Hire purchase allows you to pay a fraction of the total amount initially, known as a deposit or down payment. You will pay the remaining balance within a set duration, and in various installments. The deposit is paid initially when the product you require is delivered.

How Does A Hire Purchase Agreement Contract/Agreement Work?

If you opt to purchase a certain asset for your home using a hire purchase agreement, you will be required to pay the deposit but not the whole price. After paying your deposit, you will have the right to use the asset. However, the ownership of the asset remains with the seller. After one pays the down payment, one will need to pay the set installments with interest. The terms and conditions relating to the period of repayment are decided before one signs the agreement. The ownership of the appliance, furniture, or electronics will only be transferred when one completes paying the installments. This means that the asset can be repossessed by the seller if the buyer fails to pay the installments.

Types Of Hire Purchase

Hire purchase is usually divided into two categories

  • Industrial hire purchase: In this case, the assets are purchased by a company or a business. This usually involves purchasing high-end machinery.
  • Consumer high purchase: Kenya Credit Traders Limited specializes in this type of high purchase. It usually involves a consumer purchasing personal assets to furnish their home. Whether you need furniture, electronics, kitchen appliances, or other essential assets, this is the ideal payment method.

Visit our site to view products available on hire purchase terms.

 

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